Whether you are in need of a new or used car, a Capital One car loan might be a perfect option. You can find participating dealers nationwide through Capital One’s auto financing network. And if you’re in need of a soft credit check, you can also use their Auto Navigator tool to find a car within your budget. Capital One also offers subprime auto loans. However, you should keep in mind that you’re still subject to the lender’s eligibility requirements.
If you’re interested in a refinance auto loan with Capital One, you need to make sure the car you want is at least seven years old and has an established resale value. This means you won’t be able to finance a Daewoo, Saab, Suzuki, or Isuzu vehicle. In addition, if you’re looking for a low-interest loan with no down payment, you may want to check out some of their competitors.
Capital One has several convenient ways to make payments on your auto loan. Whether you prefer to pay on time or make recurring payments, you can make these through the website. If you prefer a mail payment, Capital One can accept payments via Western Union or MoneyGram. However, you must be aware that you’ll have to be in the same country as the dealership to receive a Capital One car loan. So if you live in another state, you’ll have to find another lender.
